Services Provided by A-L Financial

We provide services to both dealers and buyers of cars, motorcycles, and other recreational vehicles. Choose a tab to learn more.


Our discounts and APRs are often the lowest for well structured contracts. We finance all credit categories but specialize in customers with challenged credit. Once all stips are supplied, funding is within 48 hours.

Independent Dealers

We buy simple interest contracts and offer reserve, recourse and non-recourse terms. We buy car, motorcycle, ATV, and many recreational vehicle based contracts.

Franchised Dealers

We buy simple interest contracts, always with no recourse. The contracts can be for new or used cars, motorcycles, ATVs, or recreational vehicles.


We offer a broad array of payment options including online (one-time and recurring) and by mail.